What Happens If You Pass Away Without a Life File? (Spoiler: It’s a Mess!)
Losing a loved one is hard enough—imagine adding a mountain of paperwork, missing documents, and financial confusion on top of the grief. That’s the reality for countless families when someone passes away without a Life File in place.
But here’s the thing—your Life File isn’t just for when you die. It’s also an essential everyday tool that helps you keep track of personal, financial, and legal information when you need it most.
Why You NEED a Life File (Now, Not Just Later!)
✔ Avoid Admin Nightmares – No more frantic searches for lost policies, passwords, or important paperwork.
✔ Quick Access to Vital Info – Need a policy number, account details, or emergency contact? It’s all in one place.
✔ Stay Organized in Daily Life – Whether you’re applying for a loan, renewing insurance, or handling medical records, your Life File is your go-to admin companion.
✔ Plan for the Unexpected – Emergencies happen. Having everything in order saves time, stress, and confusion.
What’s Inside a Life File?
Personal Details – ID, passports, emergency contacts, personal particulars for spouse & kids
Financial & Insurance Info – Bank account info, policies, assets and insurance details
Medical Records & Directives – Medical Aid info, doctors details and records
Household Expenses & Bills – Keep track of monthly payments and avoid missed due dates
Passwords & Digital Assets – Online banking, social media, emails and subscription details
End-of-Life Directives – Funeral preferences, final wishes, Trust & Executor details, Will & testament info
… and much more!
💡 Everyday Benefits: Need a policy number? Forgot an account detail? Can’t remember a medical history? Instead of rummaging through drawers, just check your Life File.
Choose the Right Life File Option for You
- Life File Planner – R500
A 40+ page printable planner designed to help you organize all your important details in one place. Ideal if you prefer to take charge of your own estate and life planning at your own pace.
✔ Nine Essential Sections – Covering personal, legal, financial, and medical details.
✔ Printable & Customizable – Fill it in digitally or print it out for easy access.
✔ Perfect for Everyday Use – Need a policy number? A bank detail? It’s all there.
💡 Best for: Anyone who wants a simple, self-managed solution for keeping their information organized.
Life File Planner (Digital Download)
- Life File Toolkit – R2 000
A complete system to help you create, compile, and organize your Life File with ease. Includes everything in the Life File Planner, PLUS:
✔ Letter of Wishes & Executor Templates – Provide clear guidance for your loved ones.
✔ Comprehensive Document Checklist – Ensure you don’t miss anything important.
✔ Excel Expense Tracker – Stay on top of your financial commitments.
✔ Cover page & divider sections included – Stay on top of your financial commitments.
💡 Best for: Anyone who wants a structured approach to organizing their Life File, without starting from scratch.
Life File Toolkit (Digital Download)
- Estate Planning Toolkit – R3 500
A 40+ page printable planner designed to help you organize all your important details in one place. The ultimate digital resource for estate planning. Includes everything you need to have a comprehensive estate plan and organised Life File:
✔ Estate Planning E-Book – A step-by-step guide to understanding and managing your estate.
✔ Financial & Healthcare Power of Attorney Templates – Ensure your affairs are handled if you’re unable to act.
✔ Letter of Wishes & Executor Templates – Provide clear guidance for your loved ones.
✔ Comprehensive Document Checklist – Don’t miss anything important and know which docs to gather
✔ Excel Expense Tracker – Stay on top of financial commitments and have a clear overview
✔ Cover page & divider sections included – Stay on top of your financial commitments.
💡 Best for: Anyone who wants a comprehensive estate planning solution to simplify the process for themselves and their family.
Estate Planning Toolkit (Digital Download)
What If You Don’t Have a Life File?
Imagine this: You urgently need a policy number, a financial document, or a medical record. Instead of quickly finding it, you’re digging through old emails, searching through drawers, or making frustrating phone calls. A Life File saves you from that headache.
And when the time comes to settle your estate? Without a Life File, your family will face delays, legal hassles, and unnecessary stress. Give them the gift of clarity and organization.
Get Your Life File Today!
💡 Ready to take control of your admin and safeguard your future?
Visit our online shop for all your Estate Planning needs: https://finleystrustservices.co.za/collections/shop